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scheme2, 2nd Tverskaya-Yamskaya,
Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company)
Pedantry in the calculations

Agrarian Trade Union Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) 

Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company)

We are pleased to welcome you to our website!

Agrarian Trade Union Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) was founded in 1992. Bank operates under a License of Bank of Russia №2404.
Main activities of Bank are: teller customer service, documentary operations, issuance of bank guarantees, crediting of enterprises and organizations of various forms of ownership, consumer loans, involvement of legal entities’ funds on deposits, working on the interbank credit market, working with securities.
Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) has a License of professional participant of equity market for brokerage, dealer activity, depositary activity and activity on securities management. The team of Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) is a group of highly qualified professionals – a team of highly qualified professionals with extensive experience in the banking sector, aimed to provide customers with qualitative, various banking products, always ready for a dialogue based on an individual approach to the needs and create maximum comfort to every client.
Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) strives to provide its clients with qualified banking services to international standards.
We’ll be glad to be your partner!

Recent news

24 august 2011

Dear clients!
Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) offers its customers new banking product.

07 june 2011

Dear clients!
Due to the expansion of activity Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company)  June 06, 2011 received a License to conduct banking operations in rubles and foreign currency (without the right to attract deposits from individuals) from June 01, 2011 № 2404.

02 february 2011

Registration of Changes №1 in the Charter of Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company)
Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) notify their partners, customers and other interested parties on registration of Changes №1 in the Charter of Bank  February 02, 2011, associated with change of amount of authorized capital.

11 january 2011

New requisites for the transfer of insurance premiums.
Dear clients! We inform you that from January 01, 2011 have changed requisites with the transfer of insurance contributions for obligatory social insurance against industrial accidents and professional diseases.

The policy of Joint Stock Commercial Bank "APABANK" (Closed Joint Stock Company) is based on the principle of conservatism, which harmoniously combines with the flexibility, ability to take the risk and use innovative approaches to solve set problems. Our success – is a result of years of hard work and conscious rejection of highly risky operations in the stock market. For eighteen years we have came a long way of development and today we can safely offer to our customers not only cash management services, collection, ensuring the participation in the auction and provide loans to small business, but also we offer a program of overdraft lending to businesses and individual entrepreneurs. Originally selected strategic policy was right, so we managed to keep our positions even during the banking crisis of 1998. By developing plans for further advance back in 1992, we considered the specifics of our clients. We will choose an optimal program for each client of our Bank. Retail enterprises, especially, will be interested in our rates for collection and counting of cash. Companies, for which the speed of cashless payment is important, undoubtedly will appreciate the opportunity to efficiently manage of their account, provided by our bank, and ensuring the participation in the auction. And small business loans are issued as soon as possible, which is an important point. It is terms of the decision-making to issue small business loans what affects on the choice of the partner bank.

The Bank's shareholders are the unions of workers of agro-industrial complex in different regions of Russia, individuals and legal entities. Due to introduction of modern system of attracting and support, as well as through individual attitudes to solving problems of customers: ensuring participation in the auction, small business loans, collection, our bank is rapidly increasing the number of servicing organizations and individual entrepreneurs, providing Guarantees of performance of state contracts. Especially we want to note the cash collection services provided by our bank - it's own collection service, working around the clock, allowing our clients to reduce risks caused by storing cash in the office.

Our "APABANK" always glad to new long-term partnerships built on mutual understanding and trust. We always are happy to welcome you in our bank!

“Bank-client” system



on Finance

Assessment of need for bank credit for financing current expenditures

The need to increase the competitiveness increases the requirements for quality of management of enterprises. Increase in the level of management is impossible without application of formal, science-based approach to decision-making.